Friday, August 14, 2009

Cash For Clunkers.......

So I took a bite from the apple. I tried to resist but could not pass up getting $4500.00 for my rust bucket of a truck to get my wife a new car. As to be expected though, the car buying experience was far less than stellar. Never have I dealt with an industry that is so obviously hurting, and so unwilling to give an inch. Not a single one was willing to budge on the sticker on their vehicle and I had pretty much decided to forgo the purchase and wait it out. I had settled on a car and had a salesperson that treated me pretty good but i seriously could not get her to budge even $400.00 on the price. Finally I called a local dealership, and much to my surprise they were willing to deal a little so that's what I did.

I hope its at least another 10 years before I have to go through that again.... Although I will be purchasing another truck in a month or to but I will just pay cash for that an deal with an individual.

While We Are On The Subject.........

As we were talking at the dealership I brought up the CFC and my real feelings on the situation. Of course my wife, who is smart as a whip has little knowledge of politics and the real cost of programs such as this and who will actually be paying for it. So to drive the point home I looked at my 6 year old son, who was very excited about his new chariot and I said, " Thanks for the $4500.00 loan son", which brought some uncomfortable laughter form the group staff standing around.

I'm So Tired...........

Of this health Care issue. How can anybody think that the Government, with its track record of overspending and miss-management of everything they do can possibly run health care. I actually started reading the bill the other day, which is pretty much impossible to understand with all the double speak and references to this part and that part. It did not talk long to see that this is more a bout job creation of Washington insiders and their political friends than health insurance. All decisions on changes to the program fall on the shoulders of one person who will be advised by a panel, all of which will be appointed witch means little more than my way or the highway. The other real problem I see with it is that the plan can be totally be revamped within a year, so even if they were to pass something that we as a country can swallow they can turn around and completely change what we all agreed on to whatever they want. within one year, by people that are appointed to their positions (like minded thinking instead of diversity).

Lets be honest here folks...the real problem with health care costs is the skyrocketing costs of "MALPRACTICE INSURANCE". I have several friends that are both doctors and surgeons and they pay between $300,000.00 and $600,000 dollars a year before they can even practice. No payment plan folks that is a lump sum payment and that was a few years ago an I am sure that those prices have not gone up. The other 2 leading causes of expensive health care are illegals and those on government health plans that run to the emergency room for every sniffle they get. This is not a biased opinion this is a fact that I have personally seen first hand.

And as far as those without health care not getting help I would refute that as well. As of right now my wife has no insurance...but has never been turned down for care and has also been given assistance with her obligations. Our local Hospital actually has a plan to help those without health insurance as does her regular doctor. These plans have covered a major portion of her costs, which to this point has been far less $$ than we would have paid for her to have coverage. They are also income based plans so they are more than fair on what your part to pay will be as well as having gracious payment plans.

"Doctors are a lot of times forced to make decisions based on demand fee schedules"..........

I will let this statement speak for itself. I also wont mention whose mouth this was uttered from except to say that "They Acted Stupidly".

2 comments:

Matthew said...

It's remarkable to me that even someone who's wife doesn't have health insurance, who just helped to stimulate the economy via a government program, believes that the mere possibility of more government involvement in healthcare is so dangerous that he does not support reform that would clearly help his family. You might want to read about how 60% of personal bankruptcies stem from health costs, and count your blessings: http://www.reuters.com/article/newsOne/idUSTRE5530Y020090604

Affib Rider said...

Why is it so remarkable that we as a family are willing to lift ourselves up by the bootstraps and come about things on our own and not be dependent on the government to help us out or is that the new american way?When has the government ever done anything that was truly helpful or did not cost us all in the long run?I have in my life lived on oatmeal because that is all i could afford.I have lived without electricity and heat so as to be able to afford to go out and find a job.I have been within $50 dollars of being eligible for $400.00 in food stamps but chose to continue to work two jobs and work my way back into a position where I could provide instead of slacking off and going on the public dole.This country was built on people who are willing to take risks and go the extra yard not sit around and wait for the government to come to their rescue. And since you are so smart why don't you explain to me what is affordable.Like I said I was within $400.00 of receiving food stamps for my family.$50 dollars mind you to get $400 and believe me we could have used it but needed the money I was making more.As far as stimulating the economy ...that is a joke as well. So I took advantage of it but if I would not have would it have really mattered.The problem with people like you is it is easy to sit back and cast you judgment on others while not ever really knowing anything about what real life is or anything about the people you are judging.People fight and die every day so that people like you can sit back and let the words fly but when it comes right down to it your words really have no substance whatsoever.